If it seems like most travel insurance companies want to penalize you by charging higher rates because you are older, it isn’t your imagination. Age Concern insurance is an option you should consider if you are 65 or older and don’t plan on slowing down anytime soon. Today, 65 is the new 45 – and people age 70 and even 80 are having the time of their lives.
This is the time in your life when traveling is most enjoyable; you’ve raised your family, worked hard, reached retirement and now it’s time to have some fun. Age Concern travel insurance lets you do just that without spending your life savings to make sure you are covered should anything happen while you kick your heels up!
Most travel insurance companies charge higher rates when you get older simply because there are more risks involved when you travel. You may have existing health conditions, and if you participate in activities such as skiing or sailing, you may be at an increased risk for injury. Age Concern travel insurance is different, and considers the needs of those who are 65 and older and who travel abroad. They understand that just because you reach a certain age, you should not be expected to sit down and do nothing. If you travel multiple times per year, you may want to consider annual coverage, which protects you each time you travel out of the country.
Many people of all ages have medical conditions that require medication or periodic check ups. When you have a pre-existing condition, many companies won’t insure you, or they will charge you an arm and a leg. With Age Concern travel insurance, you simply fill out a simple form regarding your medical condition to find out if you qualify for coverage. With many travel insurance companies, you will find that there are upper age limit levels, but with Age Concern this is not an issue.
Unfortunately, some people take off on a trip without a thought to travel insurance, which leaves them wide open for a whole host of problems. What if you were to be involved in an accident, and had to be hospitalized in a foreign country? Many hospitals will charge you by the day, which can bankrupt you financially. If you are an active person who enjoys skiing, fishing or participating in other activities that could result in a broken hip or strain, what would happen if your were in Australia without coverage? Concern travel insurance provides many different types of coverage, based on your particular needs.
You may or may not realize it, but Medicare and Medicaid will not cover you if something should happen while you are traveling outside of the United States. By closely examining all of the features offered by Age Concern travel insurance, you can embark on your next holiday without a worry in the world, which means you will thoroughly enjoy your travels.
Before you take off for parts unknown, know what you will be doing while you are vacationing abroad, and what activities you plan to participate in. This will help you better determine what type or how much coverage you will need, so that if anything should happen you are covered. Age Concern holiday insurance understands that life goes on, and you’re planning on having the time of your life for years to come! You’re not getting older, you’re getting better – and having more fun than you’ve ever had in your life. Live life to the fullest without worries as you travel the globe.